Another first from Philam Life! Now your load can protect you and your family. Only P10, insured ka na ng P10,000 for 15 days. Just text PHILAM AKSI ON FName/MI/LName/Address/Bday mmddyyyy to 8070 Ex. PHILAM AKSI ON Ana/A/Cruz/7 Rizal St Mkt/05301981

For Inquiries:

You can send an E-mail to philamlife@aia.com or call 528-2000 from 8:00 am to 5:00 pm on regular business days.


Philam Life has continued to work towards educating Filipinos on the importance of financial planning, savings and investments as a venue to improving their way of life.

more
Products

CREDIT LIFE PRIME

Credit Life PrimeGoing beyond the regular Mortgage Redemption Insurance (MRI), Credit Life Prime is Philam Life's answer to the growing need for credit insurance that is both responsive and flexible.

Credit Life Prime covers a wide variety of loan type transactions such as auto loans, salary loans or short-term loans. Something which a typical bank's MRl cannot.

At its core, Credit Life Prime is term insurance specially designed to extinguish financial indebtedness.



COMPADRE

CompadreA unique, especially-designed loan coverage program to give Rural Banks a bountiful harvest of rewards

Aside from the loan income protection, productive Rural Banks will receieve a Group Insurance Plan for their employees at for free!. The employee benefit plan comes already enhanced with accident and disability benefits.

Only with COMPADRE you can increase the benefits of your employees as you protect the lives of your clients.









SAFETY NET

Safety Net is the packaged credit life plan for any Creditor-Debtor group.

Whether big or small, lending institutions, credit cooperatives, employee loan programs, schools or real estate firms will discover that this solution provides value-packed benefits and peace of mind to both the creditor and the debtor.













RIDERS

Add-on riders provide accident, disability, and critical illness benefits to maximize your credit life protection:

  • Accidental Death and Dismemberment (AD&D)
    Provides an additional benefit if the insured dies or is dismembered within 180 days from the date of an accident.
  • Total & Permanent Disability (TPD)
    Pays a lump-sum benefit to the lending company when an insured person becomes totally and permanently disabled as a result of bodily injury or illness.
  • Critical Illness Benefit
    A LIVING benefit that pays a lump-sum amount based on the preferred coverage of the borrower when the insured is diagnosed to be suffering from a covered illness or have undergone a covered surgery.