People need protection from the potentially damaging costs of health care and loss of income due to accidents and sickness. These costs rival loss of income from a business failure or unemployment as a cause of financial ruin or poverty.

Health 100 helps protect clients against these eventualities through a range of health benefits available until he or she reaches age 100. It is peso-denominated and carries a level premium, 20-year limited-pay design. This means the client is protected against future price movements and is assured of coverage at an advanced age - two benefits which are not found in any health product in the market today.

Health 100 offers the following benefits:

• Coverage up to age 100
• Daily Hospital Income (DHI)
• Long-Term Hospitalization
• Intensive Care Unit Benefit
• Surgical Allowance Benefit
• Critical Illness Hospitalization Benefit
• Pre & Post Hospitalization Out-Patient Treatment
• Cash for Old Age Medical Expenses
• Death and Maturity Benefit
• Add-on Benefits

These benefits are deductible from a maximum amount called the Lifetime Amount of Cover (LAC). The remaining LAC or premiums paid, whichever is lower, will be returned to the insured upon reaching age 100.

Health 100 is available in 3 packages:

• Silver
• Gold
• Platinum