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Philam Life has continued to work towards educating Filipinos on the importance of financial planning, savings and investments as a venue to improving their way of life.

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Retirement Planning


Retirement Planning

Click to view the Retirement Planning introductory module

Retirement is something many people do not plan for.

This module helps identify retirement goals and needs, and how much money will be needed to set aside to have a comfortable and secure retirement.

The effects of inflation on funds will also be tackled, as well as different investment vehicles that can help achieve one’s retirement goals.

1. Why do people retire?

2. How does one figure out when to retire and literally set a retirement date?

3. How much retirement money does one need and where will that retirement nest egg come from?

4. How does one develop an investment strategy to build long-term wealth?

5. How do SSS and company retirement benefits fit into one’s plan?



Why Think About Retirement Planning Now

  • People are spending more years (16-20) in retirement.
  • A private pension and government benefits are most often insufficient to cover the cost of living.
  • Inflation may diminish the purchasing power of your retirement savings.